Make money better by using crypto.
Earn. Send. Use.
Use Metal Pay to buy MTL and other cryptocurrencies to use in real-life.
We'll pay you for paying.
Send money. Earn money. It's that easy.
Metal Pay is the best way to send money.
Paying your friends is fun and instant.
Sending money costs nothing.
Pay anyone, anytime, for free.
Make money better.
We've completely rethought the payment experience by making it simple, fun, free, and rewarding.
Pay people how you want through Metal Pay.
Pay instantly using your cash balance, linked bank account, or by sending cryptocurrency.
Get paid when you Pay.
You’ll earn crypto in the form of Metal, our native currency,
and soon you’ll be able to earn many more currencies.
What can I do with MTL?
MTL is made for everyday use, so cash it out to your bank, pay someone with it, or save it and watch it grow.
Discover and learn about trends in crypto.
Through the Marketplace, you can buy and sell over 30 cryptocurrencies directly from your FDIC-insured cash balance.
See where we're available.
We’re currently available in these states, with the rest to follow soon. Check back to find out when we launch in your state.