Metal Team
We’re here to do the best work of our lives and reimagine money along the way.
Marshall Hayner
CEO
Serial entrepreneur and crypto enthusiast. A strong advocate of blockchain, Marshall believes in changing the world through technology.
Glenn Mariën
CTO
General crypto wizard and full stack developer. Glenn loves quality Belgian beers, spicy memes, building amazing apps, and the outdoors.
Ephraim Russo
Director of Product
Passionate and veteran iOS engineer by trade hailing from NYC. Entrepreneur, cellist, and a proud dog owner.
Stephanie Chan
Marketing
Utilizing data to help bring the best product possible to market. Funny, fearless and passionate, unafraid to do what it takes to get the job done.
Nicolleta Gonçalves
Senior BSA/AML Analyst
Loves to travel and learning new languages. Native of Angola, enjoys exploring the Bay Area.
Carson Holoien
Lead Backend Engineer
Co-Founder of Crumbs. Experienced backend engineer with passion for beautifully written code.
Virgil Bellini
Operations
From renewable energy to digital currency, Virgil has dedicated his work to creating value and improving people’s everyday lives.
Jennifer Sum
General Counsel
The all-around legal guru guides everyone in complying with the rules while building the next generation payment platform.
Travis Kim
Senior Android Engineer
Android lover and enjoys to turn ideas into products which can change people’s lives. Passionate about teaching tennis and skiing.
Jeff Cheng
Full Stack / Backend Engineer
Snowboarding in the winter, fishing when it’s not. There’s never a dull moment when Jeff’s around.
Daniel Modell
Director of Creative Marketing
Advertising agency veteran. Daniel is a former Amazon art director, crypto enthusiast, and coffee aficionado.
Yves Songolo
iOS Engineer
Enthusiastic and passionate iOS engineer who loves turning ideas into a product. Enjoys soccer and beach during his free time.
Marshall Hayner
CEO
Serial entrepreneur and crypto enthusiast. A strong advocate of blockchain, Marshall believes in changing the world through technology.
Glenn Mariën
CTO
General crypto wizard and full stack developer. Glenn loves quality Belgian beers, spicy memes, building amazing apps, and the outdoors.
Ephraim Russo
Director of Product
Passionate and veteran iOS engineer by trade hailing from NYC. Entrepreneur, cellist, and a proud dog owner.
Stephanie Chan
Marketing
Utilizing data to help bring the best product possible to market. Funny, fearless and passionate, unafraid to do what it takes to get the job done.
Nicolleta Gonçalves
Senior BSA/AML Analyst
Loves to travel and learning new languages. Native of Angola, enjoys exploring the Bay Area.
Carson Holoien
Lead Backend Engineer
Co-Founder of Crumbs. Experienced backend engineer with passion for beautifully written code.
Virgil Bellini
Operations
From renewable energy to digital currency, Virgil has dedicated his work to creating value and improving people’s everyday lives.
Jennifer Sum
General Counsel
The all-around legal guru guides everyone in complying with the rules while building the next generation payment platform.
Travis Kim
Senior Android Engineer
Android lover and enjoys to turn ideas into products which can change people’s lives. Passionate about teaching tennis and skiing.
Jeff Cheng
Full Stack / Backend Engineer
Snowboarding in the winter, fishing when it’s not. There’s never a dull moment when Jeff’s around.
Daniel Modell
Director of Creative Marketing
Advertising agency veteran. Daniel is a former Amazon art director, crypto enthusiast, and coffee aficionado.
Yves Songolo
iOS Engineer
Enthusiastic and passionate iOS engineer who loves turning ideas into a product. Enjoys soccer and beach during his free time.
Our mission.
They say the world revolves around money. But what does money revolve around? We say it revolves around people, that our desires and experiences determine its value.

Money is not the means to an end. It’s the means to a beginning. We believe in a better world, where money works for us and we don’t work for money. Where we work for beliefs, causes, and people. That’s what we do at Metal.

Let’s change the way the world views money. It’s time for a better world. It’s time for Metal.
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